Can an ERISA plan's "choice of law" provision trump a state's insurance regulation banning discretionary review? Sometimes yes, this time no. Here's the case of Curtis v. Hartford Life and Accident Insurance Company, [PDF], No. 11 C 24489 (N.D. Illinois, January 18, 2012)(Magistrate Judge Jeffrey Gilbert)(Opinion attached)(Plan's choice of law provision, applying another state's law... |