Practices & Industries

Practices

Mortgage and Consumer Finance

Abbott, Barry A.

Abbott, Barry A.

Shareholder
Seattle
206.223.7988
abbottb@lanepowell.com
Devlin, John S. III

Devlin, John S. III

Shareholder
Seattle
206.223.6280
devlinj@lanepowell.com
Engbloom, Julie M.

Engbloom, Julie M.

Shareholder
Portland
503.778.2183
engbloomj@lanepowell.com
French, Pilar C.

French, Pilar C.

Shareholder
Portland
503.778.2170
frenchp@lanepowell.com
Gangnes, Larry S.

Gangnes, Larry S.

Shareholder
Seattle
206.223.7036
gangnesl@lanepowell.com
Huggler, Hans N.

Huggler, Hans N.

Attorney
Portland/Anchorage
503.778.2179
hugglerh@lanepowell.com
Kiolbasa, Brian T.

Kiolbasa, Brian T.

Attorney
Portland
503.778.2103
kiolbasab@lanepowell.com
Lindquist, Malcolm C.

Lindquist, Malcolm C.

Shareholder
Seattle
206.223.7101
lindquistm@lanepowell.com
Marquez-Garrett, Laura

Marquez-Garrett, Laura

Shareholder
Seattle
206.223.6246
garrettl@lanepowell.com
Robinson, Joan E.

Robinson, Joan E.

Shareholder
Seattle
206.223.6277
robinsonj@lanepowell.com
Yates, Andrew G.

Yates, Andrew G.

Shareholder
Seattle
206.223.7034
yatesa@lanepowell.com

Lane Powell is one of the few firms in the Pacific Northwest with the breadth of experience to provide a full spectrum of mortgage and consumer finance law services. The Firm’s attorneys are prepared to deal with a wide range of mortgage and consumer finance issues from the planning through execution stages of new product development, have successfully defended brokers and lenders in numerous lawsuits, and have been exceptionally effective helping mortgage and lien holders recover assets confiscated in federal property seizures.

Experienced with Pertinent Legislation

The Lane Powell team regularly advises and defends loan originators, brokers, bankers and lenders on a complex array of federal statutes, including:

  • Truth in Lending Act
  • Real Estate Settlement Procedures Act
  • Fair Housing Act
  • Home Ownership and Equity Protection Act

Lane Powell attorneys make sure clients involved in consumer finance and credit transactions remain aware of implications of statutes such as the:

  • Fair Credit Reporting Act
  • Fair Credit Billing Act
  • Equal Credit Opportunity Act
  • Fair Debt Collection Practices Act

In addition to federal law, Lane Powell attorneys are conversant with the growing number of state-level, consumer-protection statutes, as well as those governing mortgage lending, consumer loan, credit and collection practices. They keep current on legal developments as active participants in the greater mortgage and consumer finance community, including the:

  • American College of Commercial Finance Lawyers
  • American College of Consumer Financial Services Lawyers
  • Governing Committee of the Conference on Consumer Finance Law
  • Mortgage Bankers Association
  • National Association of Professional Mortgage Women
  • National Association of Mortgage Brokers
  • Washington Mortgage Lenders Association
  • Seattle Mortgage Bankers Association
  • Washington Association of Mortgage Brokers
  • Oregon Bankers Association

Lane Powell’s attorneys closely track activity of agencies such as the Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, Federal Reserve, Consumer Financial Protection Bureau and Federal Trade Commission — as well as relevant state agencies such as the Washington State Department of Financial Institutions and the Oregon Division of Finance and Corporate Securities — to remain informed on directives, rule interpretations and enforcement actions.

A clear understanding of the industry’s legal landscape and expert handling of client interests have established Lane Powell’s long-standing reputation for excellence in mortgage and consumer finance law.

 

Mortgage and Consumer Finance

Abbott, Barry A.

Abbott, Barry A.

Shareholder
Seattle
206.223.7988
abbottb@lanepowell.com
Devlin, John S. III

Devlin, John S. III

Shareholder
Seattle
206.223.6280
devlinj@lanepowell.com
Engbloom, Julie M.

Engbloom, Julie M.

Shareholder
Portland
503.778.2183
engbloomj@lanepowell.com
French, Pilar C.

French, Pilar C.

Shareholder
Portland
503.778.2170
frenchp@lanepowell.com
Gangnes, Larry S.

Gangnes, Larry S.

Shareholder
Seattle
206.223.7036
gangnesl@lanepowell.com
Huggler, Hans N.

Huggler, Hans N.

Attorney
Portland/Anchorage
503.778.2179
hugglerh@lanepowell.com
Kiolbasa, Brian T.

Kiolbasa, Brian T.

Attorney
Portland
503.778.2103
kiolbasab@lanepowell.com
Lindquist, Malcolm C.

Lindquist, Malcolm C.

Shareholder
Seattle
206.223.7101
lindquistm@lanepowell.com
Marquez-Garrett, Laura

Marquez-Garrett, Laura

Shareholder
Seattle
206.223.6246
garrettl@lanepowell.com
Robinson, Joan E.

Robinson, Joan E.

Shareholder
Seattle
206.223.6277
robinsonj@lanepowell.com
Yates, Andrew G.

Yates, Andrew G.

Shareholder
Seattle
206.223.7034
yatesa@lanepowell.com

Mortgage and Consumer Finance

Representative Transactions

Lane Powell has successfully represented clients in high-profile cases, such as:

  • Defending a regional mortgage broker in loan repurchase and breach of brokerage agreement litigation in Washington State Court. The plaintiff lender voluntarily dismissed claims following successful opposition to a summary judgment motion and motion to assert counterclaim for breach of fiduciary duty.
  • Representing a national mortgage lender in a multi-defendant federal court case brought by a borrower alleging Truth in Lending violations, fraud, breach of fiduciary duty and violations of the state consumer protection act.
  • Successfully filing necessary pleadings and proving that our client, Morgan Stanley, had a superior $1 million lien against property confiscated by federal agents under the Federal Rules of Civil Procedure’s supplemental rules for certain admiralty and maritime claims.
  • Recovering for a Florida bank all money and interest related to property seized by federal agents as part of a federal fraud action. The bank held the mortgage on the defendant’s mansion, which the government intended to sell to repay victims of a multi-million dollar scam.

Mortgage and Consumer Finance

Date
10.20.2015
02.27.2014
11.12.2013
06.19.2013
03.07.2012
08.25.2011
11.11.2010
03.15.2010
08.04.2009
07.28.2009
06.12.2009
06.10.2009
06.05.2009
12.05.2008
10.07.2008
08.01.2008
07.18.2008
06.13.2008
03.17.2008
03.01.2008
01.02.2008
12.13.2007
11.19.2007
11.06.2007
10.31.2007
08.28.2007
08.01.2007