Finance and Banking
Lane Powell assists its clients with a broad range of finance transactions, representing both national and regional lenders, borrowers, as well as lessors and international lenders, in the structuring, negotiation, documentation, and closing of secured and unsecured debt financing transactions, including revolving credit, term credit, senior, subordinate, mezzanine, asset-based and cash-flow multi-tranche loans.
Our attorneys have experience in an extensive range of loan facilities, including general working capital and term credit facilities, commercial loans, acquisition financing, note purchase transactions, loan participations, credit and facility reviews, asset and stock acquisition financing, debtor-in-possession financing, equipment leasing, floor plan financing, portfolio finance, tax credit financing and real estate secured transactions.
We assist clients in transactions arising out of a wide variety of industries and secured by specialty collateral, including agriculture and forest products, online retail operations, intellectual property, chattel paper, seafood and maritime assets, real estate paper, government receivables and titled assets.
We advise clients on new legislation and regulations. Although much of the compliance with banking regulations is operational and is handled by bank management, with many of the changes occurring as part of the Dodd-Frank Act and otherwise, there are many times in which we are asked to advise, interpret or seek approvals with respect to federal and state regulations. Our services in this area include new program development and often arise in the context of various corporate transactions, as noted above, and often involve strategic decisions on the future of a bank’s business.
We work closely with federal and state regulators on important matters, such as consent orders, MOUs, exam responses and applications. We believe we have developed strong working relationships with regulators at the FDIC, the OCC, the Federal Reserve, the CFPB, and the state regulators both in the Pacific Northwest and in other areas.